Farmers Faces Bad Faith Insurance Class Action Lawsuit

New York, NY: A bad faith insurance class action lawsuit has been filed against Farmers Insurance Group Inc, alleging the company fails to fully reimburse policyholders for medical expenses.

The lawsuit, Morawski et al. v. Farmers Texas County Mutual Insurance Co. et al., Case No. 13-cv-00102, U.S. District Court for the Eastern District of Texas, filed by plaintiff Theodore Morawski, alleges Farmers Insurance intentionally shortchanges policyholders who have private health insurance by only paying for medical claims their private insurers won’t cover instead of reimbursing policyholders for all incurred medical costs.

“The Farmers Insurance Group pays only the lesser of the ‘paid’ medical bill, in direct violation of the insurance contract, and is thereby trying to benefit from a prudent insured who has private health coverage,” the lawsuit states.

The Farmers class action lawsuit is brought on behalf of all Farmers Insurance automobile policyholders in Texas who carried personal injury protection (PIP) benefits and or medical payment (Med-Pay) benefits and who were underpaid for medical expenses.

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Reader Comments

Posted by
Gregory Meltom
They refuse to pay for the damage to my car. They did not investigate the person who caused the accident even though they admitted that it was their fault. They went by the first mechanic’s report who happens to have an affiliation with person who caused the accident A Farmer’s manager told me to get a second opinion but refuse to take that mechanic’s finding sending an adjuster there who did not take any notes (just a few pictures) and was there approximately 5 minutes at the shop. Then the 2nd adjuster mirrored the 1st adjuster’s report without even looking at the damage and/or taking notes. The first report as well as the second report had flaws in it. Now it cost us $400 to have the car towed for second opinion (that the manager told me to do), $843 in car rental that they were supposed to pay for, and a car that cannot be driven. Please help me.

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